Mobile Banking

We’ve Made Banking a Tap!

Check out all of the great features on mobile banking: deposit a check, iPhone TouchID, view checks, view statements, transfer funds, pay bills & more!

Stay Connected

Our mobile banking apps and services keep you connected and are easy to use.  Whether you’re on the go or just prefer your tablet or phone to a computer, you’ll like our intuitive interface.  The mobile banking apps and website allow you to check on your account, view transactions, make transfers, pay your loan payment with your Commerce Bank checking or savings account, pay bills, view alerts and close your ATM or debit card in case you loose it or experience fraud.  You have three ways to connect to Commerce Bank Mobile Banking:

  • Download and install the Commerce Bank iPhone App from the Apple App Store.
  • Download and install the Commerce Bank iPad App from the Apple App Store.
  • Download and install the Commerce Bank Android App from Google Play.

Features

  • A modern, consistent look and feel across all of your devices.
  • Touch ID or PIN authentication – Easily and securely log in using facial recognition, your fingerprint or a personal identification number.
  • Two-Factor Authentication – A code will be delivered to you outside of the system to verify your identity.
  • View balances and account activity – Search for transactions, add a note or an image, and filter by tags. Understand your activity and find what you’re looking for — fast.
  • Make deposits with a snap of your camera – Deposit checks into qualified accounts using the mobile remote deposit feature.
  • Bill pay and person-to-person payments – Pay bills or send money to friends and family quickly and securely.
  • Transfer funds – Initiate one-time, future-dated or repeating transfers or loan payments between Commerce Bank accounts. Link external checking and savings accounts to transfer money to and from other banks.
  • Alerts – Add user account activity, balance and transactions alerts that can be received by text, email or app notification.
  • Traveling with your ATM or Debit Card? – Add a travel notification to your ATM or Debit Card so we know you’re traveling with your card.
  • ATM/Debit Card Notifications – Add transaction notifications for your ATM or Debit card to receive an email or text when there’s a transaction on your card.
  • Limit ATM or Debit Card Transactions – Limit ATM or Debit card transactions by type and merchant.
  • View Image Statements – View your notices or your statement, including check images, in the app.
  • Personalize your app – Arrange the app’s features in a way that makes the most sense to you — customize the app on a per-device basis and move things around however you like.
  • Branch and ATM locations – Find the nearest Commerce Bank ATM using your current location. Locate service-charge-free MoneyPass network ATMs nearby using your current location.

Deposit Checks on your iPhone, iPad or Android Device

Just go to the “Deposits” menu on the app to deposit checks.  You must register first.  Then, endorse your check “For Mobile Deposit Only” on the back, take a picture of the front and back of your check, enter the amount, and choose which account to deposit into and your funds will be available the next business day*.

Check Deposit Limits

6 items per business day

$2,500 in deposits per business day

30 items per month

$5,000 in deposits per month

Endorsement guidelines are as follows:

  • The endorsement must read “For Mobile Deposit Only”.
  • Endorsements must be written or printed legibly with dark ink.
  • The endorsement should be all on one line.
  • The endorsement must not be written in cursive but in printed letters.
  • The back image must be clear and in focus with all four corners of the check visible allowing the endorsement to be clearly legible.
  • The app will also not read any writing below the “Do not write, stamp or sign below this line” warning.
  • The endorsement must be isolated and not overlap with other text, signatures, etc.
  • The endorsement must be written horizontally in the endorsement area of the check when the check is held vertically in portrait mode.
  • The endorsement must be in the correct orientation (not upside-down).
  • Abbreviated endorsements will not work.

Click here to review the Mobile Check Deposit Terms & Conditions.

Questions? Still Need Help?

Still need help?  Call us at (662) 286-5577, stop by our Main Office at 700 Taylor Street or click here to contact us electronically.

*Restrictions or holds may apply.  The Bank may reject your check deposit for any reason.  See the Mobile Check Deposit Terms & Conditions for more information.